A Balance Transfer Card Can Save Thousands – If You Use It Correctly

A 0% introductory balance transfer offer lets you move high-interest credit card debt to a new card and pay it down interest-free for 12-21 months, usually for a 3-5% transfer fee. If you don’t finish before the promo period ends, the remaining balance gets hit with the card’s standard rate. Have a payoff plan before you transfer, not after.

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