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A Roth IRA and a Traditional IRA Are Taxed at Opposite Ends

Monday, September 7, 2026Andrew SchrageView original
A traditional IRA gives you a tax deduction now and taxes your withdrawals in retirement, while a Roth IRA gives you no deduction now but lets your money grow and come out tax-free. Pick Roth if you expect a higher tax bracket in retirement than today. Most younger earners come out ahead with Roth.

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