Nearly Half of All Mortgage Loans Are Refinances – Most Aren’t the Kind Borrowers Expect

The prevailing assumption in mid-2026 is that nobody refinances when mortgage rates sit in the mid-sixes (roughly 6.5 percent). According to Ron Vaimberg, president of Ron Vaimberg International, , that assumption is wrong, and it’s costing homeowners money. His mortgage coaching and training firm has worked with over 300,000 originators since 1997. Vaimberg points to […]