This Simple Credit-Card Switch Could Put $1,868 Back in Your Wallet

If you’re carrying credit card debt, getting ahead can feel overwhelming. Trying to pay down a balance while double-digit interest rates work against you is like running in place.  But a balance-transfer credit card can change that. A card like the Navy Federal Credit Union Platinum Credit Card offers a low introductory APR — 0.99% for the first 12 months on...