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I have now submitted our 2024 tax return. Somebody (me) has exceptional procrastination skills. The numbers this year are very nice – overall we “earned” more and paid about the same. The Go Curry Cracker 2024 Taxes Executive Summary Total income was higher than last year due to realized capital gains and higher blog income […] The post The Go Curry Cracker 2024 Taxes appeared first on Go Curry Cracker!.
From the inbox: Jeremy, I remember that you aren’t a big fan of 529s. But now that you can move excess 529 funds into a Roth IRA (thanks to Secure Act 2.0) … now, surely, you must LOVE them! Right? Actually…. no. Why I Still Don’t Love 529s Way back in the day I chose […] The post Why I Still Don’t Love 529s (even with 529-to-Roth rollover) appeared first on Go Curry Cracker!.
“How do I avoid the pro-rata rule in retirement? Can I do X to avoid it?” I’ve seen this question numerous times. My general answer – don’t avoid the pro rata rule in retirement. Don’t Avoid the Pro-Rata Rule People generally become aware of the pro-rata rule because they want to do a backdoor Roth […] The post Don’t Avoid the Pro Rata Rule appeared first on Go Curry Cracker!.
A few years ago we bought a house, paid in full with cash. Then I got a small mortgage as an inflation hedge and to invest for fun and profit. We used a chunk of the mortgage to fund moving expenses and to acquire all of the typical home accoutrements, put solar on our roof, and pay the […] The post Investing Our Mortgage – 3 year update appeared first on Go Curry Cracker!.
Choosing an ACA Health Insurance Plan is one of those sentimental holiday season activities we look forward to each year. Here is the process I used to choose our plan for 2025. Choosing Our ACA Health Insurance Plan for 2025 First things first, we need to understand the lay of the land. We are a […] The post Choosing our ACA Health Insurance Plan for 2025 appeared first on Go Curry Cracker!.
The end of the calendar year is quickly approaching, and that means it is time to run through our year-end tax checklist. The simpler the better. Here are a few important items to review and actions to take. Year-End Financial and Tax Checklist Re-Subscribe to Go Curry Cracker! I am ending my email distribution list. […] The post A Simple Year-End Tax Checklist appeared first on Go Curry Cracker!.
Shortly after moving back to the US in mid-2021, an extended COVID-19 hangover meant excessive economic angst for large swaths of the population. People responded to economic woes in a number of ways – some worked extra hours or took on side gigs, others cut back on expenses, perhaps eating out less often or vacationing […] The post Debt as a Recession Tool appeared first on Go Curry Cracker!.
“Are you ready to learn how to change the oil in the car?” 12-year-old me: “Dad… when I am old enough to have a car, I will pay somebody to do that.” Now adult me finds himself doing all kinds of things (no oil changes though cuz EV.) Why is that? DIY – Do It […] The post D I Why? appeared first on Go Curry Cracker!.